• Lower Monthly Payments - Lower payments put more cash in your hand each month. Debt counselors may reduce your monthly payment up to 50% in some cases, while still paying off your bills in less time.
• Reduction in Credit Card Interest - Reducing interest means that by making payments you are actually paying off your debt, instead of just covering the amount of interest. This can reduce your time to pay off your debt by 10 or more years!
• One Monthly Payment - Instead of making multiple monthly payments to creditors, you make one monthly payment to Nation Wide Consumer Debt Relief.
• Improve Your Payment History - Many creditors will re-age your account and bring your accounts current when you begin the debt consolidation plan. Paying off your debts entirely will improve your financial circumstance.
• Eliminate Late and Over Limit Fees - Once in a debt consolidation program, creditors may eliminate late and over the limit fees.
• End Unwelcome Creditor Communication - Enrolling in a debt consolidation program will usually end creditor phone calls.

Our Client Services Team is dedicated to helping you succeed on the road to financial well-being. You will be assigned a qualified team of dedicated Account Managers who will work with you throughout the duration of your Debt Management Plan. We also have a “Review” Department that will contact you periodically to just “check in”. However, if you experience a change in circumstances, contact your team of Account Managers to review your spending Plan and evaluate DMP payment schedule changes.

FICO Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining your FICO score. These percentages are based on the importance of the five categories for the general population. For particular groups - for example, people who have not been using credit long - the importance of these categories